Create professional invoices & get paid 3x faster.
Designed for Nigerian freelancers, digital agencies, merchants, and remote contractors. Issue customizable invoice links that clients can pay in Naira or Dollars without logging into an app.
Engineered for Speed, Built for Trust
Experience friction-free financial tools with zero hidden catches.
Customizable Payment Links
Generate clean, branded shareable links (e.g. plutopay.me/pay/abc123) for WhatsApp, email, or DM client invoicing.
Multi-Currency Settlement
Bill clients in either NGN or USD. Payments settle directly into your respective multi-currency wallet balances.
Dedicated Invoice NUBAN & NQR
Each invoice presents a dedicated virtual bank account number and instant NQR code for friction-free payer settlement.
Automated Status Tracking
Real-time WebSocket alerts notify you when an invoice is viewed, processed, or successfully settled.
Automated Tax & Line Items
Add multiple deliverables, milestone breakdowns, discounts, and VAT line items with automated total calculations.
Zero Reconciliation Headaches
No more asking clients for screenshots or bank transaction receipts. Invoices mark as PAID automatically upon receipt of funds.
How It Works in 3 Simple Steps
Get started in under two minutes with your phone.
Create Invoice in Seconds
Set your client name, amount, currency (NGN or USD), description, and due date in the PlutoPay app.
Share the Link
Copy and send the secure invoice link to your client via WhatsApp, email, Slack, or direct message.
Get Paid Instantly
Client pays via bank transfer, card, or NQR. Funds hit your wallet instantly with zero reconciliation delay.
Frequently Asked Questions
Everything you need to know about this feature.
Does my client need to have PlutoPay installed to pay?
Can I bill international clients in USD?
How much does it cost to use PlutoPay invoicing?
Ready to experience money in motion?
Join thousands of Nigerians taking complete control of their local and international finances with PlutoPay.
Download PlutoPay Now