A Virtual Dollar Card that actually works.
Tired of declined Nigerian cards on international websites? Create a high-limit 3D-Secure Mastercard or Visa virtual card to pay for subscriptions, ads, cloud hosting, and shopping anywhere.
Engineered for Speed, Built for Trust
Experience friction-free financial tools with zero hidden catches.
99.9% Global Acceptance
Works seamlessly on Apple Store, Google Play, Netflix, Spotify, Amazon, ASOS, AliExpress, ChatGPT Plus, and GitHub.
3D-Secure (3DS 2.0) Verification
Receive one-time security passcodes directly inside your PlutoPay notification drawer for instant checkout verification.
Social Media & Tech Ad Spend
Fund your business advertising campaigns on Facebook, Instagram, Google Ads, TikTok, and X without restrictive $20 monthly limits.
Instant 60-Second Issuance
No waiting days for plastic to arrive in the mail. Generate your card number, CVV, and expiration date in under a minute.
Instant Freeze & Spend Limits
Freeze your card with one tap if you suspect fraudulent activity, or set custom monthly spending caps to control subscription renewals.
Fund Directly from Naira Wallet
Add money to your card directly from your Naira balance at fair, transparent exchange rates with zero hidden FX margins.
How It Works in 3 Simple Steps
Get started in under two minutes with your phone.
Tap "Cards" in App
Navigate to the Cards tab on the PlutoPay mobile dashboard and choose "New Card".
Fund & Create
Enter your initial funding amount (minimum $5). Funds are deducted directly from your USD or Naira balance.
Copy & Spend Anywhere
Reveal your card PAN, expiry date, and CVV securely and start shopping on global merchant websites.
Frequently Asked Questions
Everything you need to know about this feature.
Does this card work on OpenAI / ChatGPT, Apple Music, and Netflix?
What is the minimum amount required to create a card?
Can I freeze the card if I am not using it?
Ready to experience money in motion?
Join thousands of Nigerians taking complete control of their local and international finances with PlutoPay.
Download PlutoPay Now